Writing VA Foreclosures Offer

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There are two ways to write an offer for VA foreclosed homes purchase. There is the term offer and the cash offer.

The Term Offer

When you write a term offer, you ask the VA to hold the financing on your home. This provides you with a way to buy a home with no money down. However, there are still closing costs that must be paid by you. Closing costs generally run anywhere from between one and six percent of the total amount of the home.

The Cash Offer

When you write a cash offer, you are not asking the VA to hold the financing on your home loan. Since the VA is not responsible for the mortgage, they are generally flexible when it comes to closing costs. You ask for the maximum contribution required towards closing costs when writing you cash offer.

Once the offer is accepted, you can contact the Ameridream Foundation. They provide you with the closing costs for your VA foreclosures mortgage as acontribution. You can find out more about them at www.ameridream.org.

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